Please read the following to learn more about our privacy policy. Unicash Mercantile, Unicash Franchising Inc., franchisees and affiliates (collectively, “We” or “Unicash”) take your privacy very seriously. When you became a Unicash client, you shared important personal information with us. You did this so we could serve you better and knowing we would honour and respect your privacy. We appreciate your trust. In any business, keeping personal information private is important; in financial services, it is critical.
This privacy policy covers how Unicash collects, uses and discloses your personal information so you can be aware and make informed decisions about it. This privacy policy is subject to any amendments which will be posted on Unicash’s website and will also be available from Unicash’s Privacy Officer by calling 416-250-8661.
The term “personal information” refers to information that specifically identifies you as an individual and is provided and collected by us. Unicash collects personal information when you register and complete an application with us as a customer, when you use Unicash products or services, and when you enter promotions or sweepstakes. Personal information may include such information as your name, mailing address, birth date, phone number, and occupation. We may also obtain financially related information from other sources, with your consent. These may include verifying your employer, personal references, other lenders, and credit bureaus.
We collect, use and disclose your personal information for the following purposes:
To ensure that you benefit from our full range of products and services, we will, with your permission, share your personal information to the extent permitted by law amongst our franchisees, affiliates, or third parties. Such may include, but is not limited to, money remittance providers and bill payment processors.
Your personal information may be used, collected, and disclosed for the purposes stated above or as required by law. Other than that, the use and access to your personal information is restricted to authorized Unicash personnel.
We may disclose your personal information under special circumstances such as during a fraud investigation, an investigation by the police, or in connection with any illegal activity or alleged illegal activity. We may disclose, with your consent, your information to certain third parties such as credit reporting companies, credit bureaus, and credit agencies.
We accept the following as your consent for Unicash’s use and collection of your personal information:
Subject to legal, contractual, or operational requirements, you may withdraw your consent at any time by contacting our Privacy Officer at 416-250-8661. Please note that withdrawing consent may affect our ability to provide services to you.
At Unicash, security is a priority. We have physical and electronic safeguards to protect your personal information from unauthorized use, access, or disclosure. We retain your personal information for as long as necessary to provide services to you and comply with legal obligations. Once no longer needed, we take precautions to dispose of your information securely.
For more information about our commitment to protecting your privacy, please contact us:
Unicash Mercantile
90 Eglinton Ave. East, Suite 408
Toronto, ON
M4P 2Y3
Phone: 416-250-8661
Last updated: February 6, 2025